Coral Gables Trust’s Privacy Policy

Protecting the Confidentiality of Clients’ Information
As a financial institution, we are required to provide our clients with a document illustrating the types of information we collect and the circumstances under which we may share it. We will provide a copy of this policy to clients upon the opening of an account.

We recognize that our relationships are based upon integrity and trust. We are very careful to preserve the private nature of our relationships. However, the very nature of our business sometimes requires that we collect or share certain information. The following is the policy and procedures to protect our clients’ privacy while providing the service agreed upon:

The type of information we collect:
Prior to opening a new account, we ask about finances and personal information that will assist us in determining the investment and financial goals and objectives of our prospective clients. We also ask for identifying information such as addresses, telephone numbers and social security numbers of the parties involved.

In most cases, this information is provided in person. Mail, fax or web site may also be utilized once the identity of the individual communicating is properly ascertained.

How we use this information:
The information we collect is used to help us deliver the services requested.

Access to this information:
Coral Gables Trust employees are permitted access to the information on a need to know basis in order to perform their jobs on your behalf. We maintain strict internal policies against unauthorized disclosure or use of client information by employees. We have an arrangement with Reliance Trust Company of Georgia to provide operational and other services. These include accounting, custody, securities transactions, statement generation and dissemination, tax reporting, etc. We work with, accountants, attorneys, investment managers and other service providers only when necessary to meet the needs of individual account situations. These providers perform their services at our clients’ direction or prior approval. We only share information that is necessary to perform specific functions. We require anyone with whom we share information to protect it. We also require them to use it solely for the purpose for which it is shared.

Courts and government bodies:
Certain federal and state laws may require us to share information. For example, if a client is involved in a legal matter, we may be ordered to provide information. In that situation, only the specific information required by law, subpoena, or court order will be shared.

Information you authorize or direct us to share:
From time to time, we may find services from other financial firms that we believe are useful to our clients. In those cases, Coral Gables Trust will get our client’s permission prior to contacting the firm or sharing any information.

Coral Gables Trust may get your written, online, or verbal permission to share the information. If you grant permission, we will only provide the specific information consented to.

Where to find out more:
We encourage our clients to furnish us with questions, concerns, or comments about our
privacy practices or the way information is maintained or used.
We may be contacted by calling 786-497-1212.